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Business Advantage

Free Comprehensive Review

Insurance premiums are increasing year on year (as much as 30%), which is why MBS Insurance use our scale to attain discounted rates for our clients. If you would like to take advantage of our complimentary review please upload a copy of one of your existing policies and MBS Insurance will review your current insurance. MBS will either tell you that you have a great policy and that you should keep it or alternatively, that we can help you do better.

Who is MBS Insurance?

As risk insurance advice specialists and one of the largest distributors of life insurance policies in the Australian IFA market, we are driven by our focus on delivering consistently better outcomes for clients. Working with professional services firms, we have developed a proven model that ensures absolute trust in service, advice, accountability, professionalism and results.


We typically provide advice to clients of Accountants, Lawyers, Financial Planners, General Insurance Brokers and Stock Broking groups – more than 100 Financial Services firms in total – and now, exclusively, to members of Business Advantage.


MBS Insurance is not aligned with any insurance provider. Our purpose, and obligation is to act on behalf of the client. Following the establishment of the client’s needs and objectives, we comprehensively review the market and use our scale to find the best solution.

How can MBS Insurance help?

With a national presence, MBS provides personal insurance advice, portfolio management and ongoing claims support at a time of need. Our speciality remains providing professional Life, TPD, Trauma, Income Protection, Key Person and Buy/Sell (Shareholders insurance).

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Business Insurance

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Key Person Insurance

Key person insurance (also known as ‘key man insurance’) is designed to protect businesses in the event that a key person, such as a partner or director, dies or becomes unable to work. Small businesses tend to be particularly dependent upon one or two key employees. The insurance is taken out by the business on the key persons, with premiums generally paid for by the company and tax deductible.


This strategy extends to businesses where a husband and wife are in business together. If something happened to the one who is actively running the business, could their spouse step in and run everything?

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Buy/Sell Insurance

MBS Insurance can assist with the inception of your business buy/sell insurance. Should a shareholder suffer death or disablement, rather than their spouse or family members taking over the ownership, the insurer will pay out to the shareholder/family their fair value. This provides certainty and financial security for the family. At the same time, the other shareholder(s) can continue in the business with reduced disruption.

What can MBS Insurance offer?

Specialised knowledge and expertise

Offices nationwide

Access to premiums at below market rates

A unique pricing structure not available to other brokers

Preferential underwriting and claims assessments

Dedicated claims, administration and portfolio review teams

Comprehensive insurance audits

MBS Insurance Team